Emergency Vet Payment Options
Payment is due at the time of service. If financing would help, we recommend seeing if you prequalify for CareCredit first; if you don't prequalify, try Cherry next.
CareCredit offers no interest if paid in full within 6 months on purchases of $200 or more. If the balance isn't paid in full by then, interest is charged from the purchase date.* Cherry offers 0% APR plans for qualifying applicants.** Each has its pros and cons (more below).
You can apply before you come in or once you're here.
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Try First: CareCredit
Checking whether you prequalify takes a few minutes and won't affect your credit score. Applying through our link (this QR code or the button below) can make you 10% to 15% more likely to be approved.
CareCredit isn't tied specifically to us, so it can also cover a recheck with your family veterinarian, care at another hospital, or even your own medical bills.
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Try Next: Cherry
Cherry is often easier to get approved for, and applying won't affect your credit score. Qualifying applicants can choose a true 0% APR plan. But your first payment is due at checkout and the plan only covers one visit.
Follow-up care is often recommended after an emergency visit, and this plan won't cover it, whether it's here or with your family veterinarian.
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Also Accepted: Scratch Pay
Scratch Pay offers payment plans for veterinary bills. Checking whether you’re eligible takes a few minutes and won’t affect your credit score. Use this QR code or the button below to apply with us.
Financing Questions
Why do you recommend CareCredit first?
CareCredit is a health care credit card, so it can follow your pet to your family veterinarian, specialists, and 24-hour hospitals that accept it - and a large number of veterinary practices accept CareCredit. It also works at plenty of human health providers. Possibly including the chiropractor you'll be visiting after carrying your 90-pound Lab to the car. Cherry doesn't have that same flexibility, but may be easier to get approved.
Will applying affect my credit score?
No. CareCredit's prequalification and Cherry's application are both soft credit checks, and Cherry never runs a hard one. With CareCredit, if you then accept an offer, that adds a hard inquiry to your credit report, like applying for any credit card.
How does CareCredit's promotional financing work?
CareCredit's shorter promotional plans are deferred interest: interest builds from the purchase date and is waived only if you pay the promotional balance in full before the period ends. At inkwell, we use 6-month promotional periods, so if you pay off your balance in the first six months, then the interest is waived. Read the terms before you accept an offer.
How does a Cherry plan work?
Cherry is a payment plan for your visit at inkwell. Applying takes a few minutes on your phone, and if you're approved, you choose a plan with fixed monthly payments. For qualifying applicants, Cherry's 0% APR plans are simply 0%: no interest builds in the background. Your first payment is due at checkout (paying it with a debit card avoids a credit card fee), and there's no penalty for paying the plan off early.
What if I don't qualify for any of them?
We will walk you through the costs of everything before we spend your money; that is true for any visit at inkwell. So if you have a specific budget or hard limit in mind, please tell us and we will build the best treatment plan we can around that number. Our pet parent resources page also lists organizations that may help eligible owners.
*Subject to credit approval. Minimum monthly payments required. Not every provider offers every promotional option. See carecredit.com for details.
**Payment options through Cherry Technologies Inc. are issued by the following lending partners: withcherry.com/lending-partners. Term length, loan amount, 0% APR, and other promotional rates subject to eligibility. See withcherry.com/terms for details.